Terms of Use

The following Terms of Use (“Terms of Use”) are subject to change at any time and at the sole discretion of Carpenter Smith Consulting, LLC, (CSC) the Site owner and operator. Please go to our Privacy Policy page for details on our Privacy Policy. Please visit the site regularly for updates.

Please note that the Terms of Use for the website are different and separate from the “Nature of the Service: Terms and Conditions” associated with registering for any of our programs, services, events, or seminars.

Please be sure to review the Nature of the Service: Terms and Conditions when you register for one or our services or our programs.


Please read the following Terms of Use relating to your use of this site carefully. Follow this link for details about our Privacy Policy.  By using this site, you agree to these Terms of Use.

We reserve the right to modify these Terms of Use and Privacy Policy at any time, so please check this page periodically for changes. By using this site after we post any changes to these Terms of Use and/or Privacy Policy, you agree to accept those changes, whether or not you have reviewed them or been notified about them. If at any time you choose not to accept these Terms of Use or the Privacy Policy, we ask that you please not use this site or any of our sites.

The following topics are covered in the Terms of Use. Follow this link for details about our Privacy Policy.

  1. Owners of the Site
  2. Copyright Notice and Restrictions
  3. Links to External Sites
  4. Services, Events, Information, and Speaker Changes
  5. Unsolicited Submissions
  6. Forums and Creation of User Accounts
  7. Suspension or Termination of Registration
  8. Disclaimers
  9. Limitation of Liability
  10. Limits of Professional Advice
  11. It is Your Work: Earnings Disclaimer
  12. Parental Permission
  13. Explicit Language and Mature Content
  14. Confidentiality and Non-Compete
  15. Privacy Considerations
  16. Miscellaneous
1. Owners of the Site

These Terms of Use and Privacy Policy apply to your use of all of the sites and services owned, hosted, or operated by CSC (collectively “we,” “us,” or “our”), including carpentersmith.com and any other site that we have owned or operated, do own or operate, or may own or operate in the future including social media sites (collectively, the “Sites”). Unless we say otherwise, all references to the Sites in these Terms of Use and Privacy Policy include all such Sites. These Terms of Use and Privacy Policy do not apply to your use of unaffiliated sites to which any of our Sites may contain a link. You are advised to check the terms of use and privacy policies of external sites when you first visit them.

If you have any questions about these Terms of Use and/or Privacy Policy, you may contact us at our mailing address:

Carpenter Smith Consulting, LLC
1327 SE Tacoma Street, #392
Portland, OR 97202

2. Copyright Notice and Restrictions

The contents of our Sites are protected by copyright and trademark laws, and are the property of CSC. Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use. You may not change, modify, create derivative works of, delete, display, transmit, adapt, exploit, or copy for distribution or sale any information, material, trademark, or copyright on the Sites. You must obtain prior written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using the Sites, you agree to abide by all copyright laws and other posted restrictions.

3. Links

These Terms of Use and Privacy Policy apply only to our Sites, and not to the sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products or other materials made available through any other site, including those we link to. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods, or services available on any other site.

Other sites may link to our Sites by prior written permission only. To seek our permission, you may contact us using the contact information above. We reserve the right to rescind any permission granted to you or any organization which we approve for purposes of linking to our Sites, and to require termination of any such link to any of the Sites, at our sole discretion at any time.

4. Services, Events, Information, and Speaker Changes

The services, events, information, and speakers listed on our Sites are subject to change without notification.

5. Unsolicited Submissions

We welcome your comments about any of the Sites. However, we will not review or consider any unsolicited creative submissions or suggestions for topics at our seminars or within our newsletters or products.

This policy is intended to avoid the possibility of future misunderstandings in the event that ideas developed by our staff might seem to be similar to any unsolicited ideas submitted to us. Accordingly, we must ask that you not send us any original creative ideas, suggestions or materials. If, despite our request, you send us any unsolicited, non-negotiated idea, suggestion, or material (“Unsolicited Submission”), outside of agreed upon homework and service/program- based work, it shall become our property. We will not be subject to any obligation of confidence for any Unsolicited Submission, and we will not be liable for any use or disclosure of any Unsolicited Submission.

In the case that you submit something to us and it is unsolicited, we will exclusively own all rights to the Unsolicited Submission worldwide, and we will be entitled to the unrestricted use of the Unsolicited Submission for any purpose, without compensation or notification to the provider of the Unsolicited Submission. Given this fact, we ask that you refrain from submitting Unsolicited Submissions, including non-negotiated creative projects or ideas, to us, particularly those that are confidential or personal to you.

6. Forums and Creation of User Accounts

A “forum” means any message board, chat room, user review forum, or other interactive service appearing on any of the Sites and includes both public boards and private folders (“Forum”).

You must register in accordance with instructions that you will find on the Sites in order to contribute to any Forum by creating a user account (“User Account”). You will be asked to create a publicly viewable user name or screen name or member name (“User Name”) and password. We advise you not to use your real name or the real name of another person as your User Name and to exercise discretion concerning any material you post. In addition to selecting a User Name and password, you may be requested to provide certain personally identifiable information about yourself, such as your name, declaration of age over 18 years, address, telephone number, and email address. You are responsible for maintaining and updating the information in your User Account, should it change after you initially create the User Account. Should you wish to deactivate your User Account, please follow directions on the Sites or send an email to us at the contact information above. While we make every effort to remove information in our database, it is not always possible to completely remove such information. We also may create a policy or practice of deleting inactive User Accounts after a certain period of time. Even if you choose to deactivate your User Account, we reserve the right to contact you regarding your User Account and your use of the Sites.

You may not post on any Forum, or send to any other Forum user or to our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any Forum in a commercial manner. You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts. You may not post or transmit any information, software, or other material that contains a virus or other harmful component.

We are not responsible for material appearing in any Forum on the Sites, except for material signed by one of our identified representatives. The Terms of Use and Privacy Policy do not apply to any material you disclose publicly and post. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings in all Forums.

By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies, the worldwide, perpetual, non-exclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites or in the Forums.

7. Suspension or Termination of Registration

We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these Terms of Use, any of the forum member guidelines or for any other behavior that we in our discretion believe is inappropriate.

8. Disclaimers


Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information, or materials in these Sites in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair, or correction to your system.

Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not endorse, warrant, or guarantee any speakers, products, or services offered on the Sites or those we link to. We are not a party to, and do not monitor, any transaction between users and third party providers of products or services.

9. Limitation of Liability

Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages.

Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events.

We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.

10. Limits of Professional Advice

The information contained in or made available through the Sites (including but not limited to information contained on message boards, in the Monday Morning Business Coach, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions, and results in life, and by your use of the Sites, you agree not to attempt to hold us liable or to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

11. It is Your Work: Earnings Disclaimer

We believe that hard work, adding value, building your work life, and serving others with excellence and constancy create success, provided external factors (such as the economy or corporate culture) do not impede or impair your success. Our programs are intended to help you create success and to make a difference in the world. Our programs take a lot of work and discipline just like any worthwhile endeavor or professional continuing education program.

Please don’t enroll in our programs or services if you are hoping to skip the hard work; we only want people dedicated to real professional development who want to add value and move humanity forward.

As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies. Your results in life are up to you. We want to help by giving great content, direction, and strategies. We give you a 30-day money-back guarantee, so if you determine, for any reason, that our online programs are not for you, just ask for your money back.


Making decisions based on any information presented in our products, events, services, or Sites, should be done only with the knowledge that you could experience the risk of loss of any personal or business endeavor. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances.

You alone are responsible and accountable for your decisions, actions and results in life, and by your registration on our Sites, you agree not to attempt to hold us liable or to hold us liable for your decisions, actions or results, at any time, under any circumstance.

12. Parental Permission

The Sites are not directed to children under the age of 18 and we will not knowingly collect personally identifiable information from children under 18.

We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.

13. Explicit Language and Mature Content

On our Sites we will occasionally discuss adult topics using adult language relating to personal and professional growth. We will also occasionally use adult or profane language to emphasize a point, connect with our clients or surprise our audience (though we will never be lewd and will use tact and discretion). Users who are uncomfortable with such topics or language should not use our Sites.

14. Confidentiality and Non-Compete

Users of our Sites hereby understand and agree that the tools, processes, strategies, materials and information presented on our Sites are protected by copyright laws and are proprietary to CSC, so users agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express prior written permission. Any unauthorized use or distribution of content posted on our Sites is prohibited as the content, concepts, materials, and intellectual property are proprietary to CSC. Use by you or your representatives is prohibited and we will pursue legal action and full damages if these Terms of Use are violated in order to protect our rights.


We are committed to protecting your privacy and security and explain detail the steps we take to do so on our Privacy Policy page. We operate these Sites from offices in the United States of America. We do not represent that materials on the Sites are appropriate or available for use in other locations. Persons who choose to access these Sites from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent local laws are applicable.

19. Miscellaneous

These Terms of Use and Privacy Policy will be governed by and construed in accordance with the laws of the State of Oregon, United States of America, without regard to any principles of conflicts of law.

You agree that any action at law or inequity that arises out of or relates to these Terms of Use and Privacy Policy will be subject to mediation in the State of Oregon. If any of these Terms of Use or Privacy Policy are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining Terms of Use and Privacy Policy, and will not affect the validity and enforceability of the remaining provisions. These Terms of Use and Privacy Policy may be modified only by our posting of changes on our Sites.

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(503) 274-9447